Residents of states other than California, click here for the SBLI Privacy StatementSBLI’s goal is to respect your privacy and maintain your trust. This Notice will help you to understand the steps we take to protect your privacy.
Information About Our Privacy Notice
This Notice is being given to you as required by federal and state laws. It is meant to inform you about the personal data that we collect. It also explains how we may share your data with our Affiliated and Non-Affiliated Parties.
We will only share your personal data as allowed by federal and state laws, and as permitted by this Notice. This Notice applies to both our current and former customers. Any rights you have in this Notice are not limited by our standard privacy notice.
Data We Collect and How We Collect It
We collect your personal data to provide services and to help us meet your needs. The types of personal data we collect, and how we collect it, are set forth below.
Personal data includes any identifying information, such as:
- Name, address, e-mail address, and telephone number;
- Age, health, medical records, marital status, occupation, social security number, assets, income, and beneficiaries;
- Claim history, policy coverage, policy payment history, and other account information; and
- Credit standing, credit score, avocations, driving records, and personal characteristics.
We collect your personal data from:
- You in person, by telephone, or over the Internet;
- Forms you submit to us, such as applications, claim forms, or policy changes;
- From consumer reporting agencies, the Medical Information Bureau, medical providers, other insurers and non-affiliated third parties; and
- From others when verifying information, investigating claims or preventing fraud.
Information obtained from a report prepared by an insurance support organization may be retained by that organization. They may disclose such information to other parties.
Protecting Your Personal Data
We take your privacy seriously. We protect your personal data. We have physical, electronic and procedural security measures in place that meet or exceed federal standards for protecting your personal data.
Access to your personal data is limited to our employees, contractors, and agents who must have such access to provide products or services to you. They are required to keep such data safe and secure. They are not permitted to use your personal data for any purpose other than that for which it was given.
We also require companies that work with us to protect your personal data. They may use it to provide the services we ask them to perform for us and to complete transactions requested by you.
SSL Data Transmission
SSL (Secure Sockets Layer) is a protocol for transmitting private documents via the Internet. By utilizing 128-bit SSL (Global Server) IDs, we enable the world's strongest SSL encryption with both domestic and export versions of Microsoft® and Netscape® browsers. 128-bit SSL is the standard for large-scale online merchants, banks, brokerages, health care organizations, and insurance companies worldwide. Utilizing SSL helps to prevent unauthorized users from intercepting data, and from sending false information about you.
SBLI Holds a Thawte SuperCert
This web site is secured using a Thawte Digital Certificate. This ensures that all information you send to us via the World Wide Web will be encrypted. Please click on the Thawte Authentic Site Seal which demonstrates our commitment to your security.
How We Use and Disclose Personal DataExcept as provided in this Notice, we do not share your personal data with anyone.
We do not sell or share your personal data with our Affiliated or Non-Affiliated Parties. We do not share your personal medical information with any other party. We do not sell your medical information to anyone. We do not disclose it for marketing purposes. We do not share your credit information with anyone. We do not sell your credit information to anyone.
We use or share your personal data to underwrite insurance, reinsurance, policy and claims administration and as otherwise required or authorized by applicable law and regulation.
We may share the personal data we collect without your consent with the following.
- Insurance companies, insurance agents or brokers, or credit reporting agencies who:
- service and maintain your policy; or
- process your transactions.
- Courts, or governmental, regulatory, and other administrative bodies when there is a lawful request;
- Law enforcement to protect against fraud or unauthorized transactions;
- Others with whom you ask that we share; and
- As otherwise allowed by law.
Right to Access and Correct Information
You have a right to access your personal information that we collect. You may correct your personal information. To do so, contact us and request our Comprehensive Notice of Information Practices. You do not have the right to appeal any underwriting decision we make.