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Policy and Riders FAQ

  • What are the different types of life insurance policies offered by SBLI?

    Because each individual has unique goals and objectives, SBLI offers three different types of life insurance:

    • Term Life Insurance
    • Whole Life Insurance
    • Whole Life for Children
  • What riders are available on SBLI life insurance policies?

    SBLI provides unsurpassed flexibility by offering up to eight unique riders that may be available with any Continuous Payment or Limited Payment Whole Life policy. These rider options include: Accelerated Death Benefit, Children’s Level Term, Guaranteed Purchase Option, Single Premium Paid-Up Additions, Flexible Premium Paid-Up Additions, Waiver of Premium, Accidental Death and Guaranteed Level Premium Term. Note: SBLI's Single Premium Payment Whole Life product is only available with Accelerated Death Benefit Rider (provided at no premium charge).

    Guaranteed Level Premium Term life insurance and Yearly Renewable Term life insurance is available with Accelerated Death Benefit Rider (provided at no premium charge on every SBLI policy), Children's Level Term Rider and Waiver of Premium Rider.

    Contact a licensed SBLI professional to learn more.