Helpful tools, videos and articles for every life stage

Empty Nesters

Having your children leave home is one of life’s biggest transitions, and it’s an important time to reevaluate your finances and insurance coverage . Even if your children have graduated from college, they may not be financially independent. Another consideration is your household’s safety net. If you passed away, would your spouse be able to live comfortably and pay the remainder of your mortgage or other debt? And don’t forget about retirement.

Below are some helpful guides, calculators and videos.

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Adjusting Your Finances as an Empty Nester
Find out how your financial picture should change, and what you need to do, now that your children are out of the house.

Smart Financial Tips for Retirees
We’re living long and active lives today. Get financial tips to help you stay secure and worry-free in your retirement.

Should You Get a Reverse Mortgage?
Find out if it makes sense for you to get a reverse mortgage as a source of retirement income.

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Get the No Nonsense Guide to Converting Term to Whole Life: What is whole life and why do I need it?

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Coverage Estimator
Answer some simple questions about yourself to find out how much life insurance coverage you need.

Budget Calculator
Start with how much you want to pay each month and then determine the most coverage available for your budget.

Saving for Retirement Calculator
This preretirement calculator will help you determine how well you are prepared and what you can do to improve your retirement outlook. Find out how much of your salary you should save for retirement on a monthly and yearly basis.

Retirement Living Expenses Calculator
Use this calculator to help compare living expenses now with the day you retire. This will also help you plan your saving requirements for the day you retire.