Legal Statement

Please carefully read this notice before you use this website. This website is provided by The Savings Bank Life Insurance Company of Massachusetts [SBLI®] and may be used for informational purposes only. SBLI is a Registered Mark of the Savings Bank Life Insurance Company of Massachusetts. SBLI retains copyright on all text and graphic images. This means that you may NOT distribute the text or graphics to others or "mirror" this information on your own server without the express written permission of SBLI or modify or re-use the text or graphics on this system. You may print copies of the information or store the files on your own computer for your personal use.

 

Security

SBLI secures this website using a VeriSign SSL Certificate. This ensures that all information readers submit to SBLI, including electronic mail inquiries, is encrypted.

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Product Availability

The information contained in this website is for educational purposes only. It is not an offer to sell or a solicitation of an offer to buy or sell any insurance product or service. Sales can only be made by licensed insurance representatives of products approved for sale by insurance regulators in states in which the SBLI is licensed. Should you need further information about SBLI's products call our direct sales office.

SBLI is a registered trademark of The Savings Bank Life Insurance Company of Massachusetts. The Savings Bank Life Insurance Company of Massachusetts is in no way affiliated with SBLI USA Mutual Life Insurance Company, Inc.

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SBLI Website Content

SBLI created this website for the convenience of its policyholders and its Internet visitors. The information is presented without express or implied warranties and is provided "AS IS." Due to the nature of the Internet, SBLI cannot guarantee the accuracy of the information contained in this website or its suitability for any purpose. SBLI does not guarantee the completeness or authenticity of the information contained on this website, or the information, text, graphics, links, website functionality and other items contained on this server.

SBLI does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available is free of viruses or other harmful components as such information is received by you because SBLI cannot control the transmissions of information over the Internet.

In certain cases, content on this website is shown in "pop-up" windows. Visitors running "pop-up blocker" programs will not be able to view this content. You must allow pop-ups from www.sbli.com or first "disable" your pop-up blocker while visiting our website in order to view this content.

Information provided on this website is believed to be generally reliable when posted. However, we cannot guarantee that the information will be accurate, complete and current at all times. This website could include technical inaccuracies or typographical errors. SBLI will from time to time revise the information, products, or services described in this website, and reserves the right to make such changes without notice.

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Privacy

Information provided by you through our website is used by SBLI solely for its business purposes only in order to serve your needs. We do not sell your personal private information to others. SBLI and its agents are committed to respecting and protecting the privacy of your personal information. However, the Internet is not a completely secure medium of communication. Therefore, we cannot guarantee the privacy of any information you input on this website or send to us on the Internet. SBLI is not responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information. We look forward to communicating with you and have provided many places on this website for you to contact us. However, please remember that unless the specific access location says otherwise, all messages sent to or from this website can be accessed by other Internet users. To protect your privacy, please do not use e-mail to communicate information you want kept confidential.

Confidentiality is a top priority at SBLI. We are committed to maintaining the highest level of confidentiality with all of the information we receive from our agents or policy owners, including the information received from this website.

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Liability

The use of this website is entirely at your risk. SBLI will in no event be liable for damages, including without limitation direct or indirect, special, incidental, punitive, or consequential damages, losses or expenses arising in connection with using this website or using hypertext links contained herein. SBLI cannot vouch for the accuracy and takes no responsibility for the content of any websites connected by hyperlink to the SBLI Internet site. SBLI will also not be responsible for computer virus contamination of your system. It is your responsibility to scan any downloadable materials received from the Internet.

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Pay It Forward Sweepstakes

NO PURCHASE NECESSARY TO ENTER OR WIN.

The SBLI #PayitFwdDay Twitter Party (the Sweepstakes) starts on APRIL 22, 2014 at 1:00 PM Eastern Time (“ET”) and ends on APRIL 22, 2014 at 2:00 PM Eastern Time (“Entry Period”).

ELIGIBILITY: The Sweepstakes is open only to legal residents of the fifty (50) UNITED STATES AND THE DISTRICT OF COLUMBIA, who are at least 18 years of age. Void Where Prohibited.  Employees (and their immediate families (parent, child, spouse or sibling and their respective spouses, regardless of where they reside) and those living in their same households, whether or not related) of SBLI (the Sponsor), the Pay it Forward Foundation, the Participating Bloggers, and their respective parent, affiliates, subsidiaries and advertising and promotion agencies are not eligible to enter or win.  By participating, entrants agree to be bound by these Official Rules and the decisions of the Sponsor, the Pay it Forward Foundation, Participating Blogs and/or judges, which are binding and final on matters relating to this Sweepstakes.  Sweepstakes is subject to all applicable federal, state and local laws.

To enter: To enter, follow the directions provided in the Sweepstakes Posting.  All entries must be received by the date and time stated in the Sweepstakes Posting to be eligible.  Limit one (1) entry per person/email address, unless otherwise specified in the Sweepstakes Posting.  Entries received from any person or e-mail address in excess of the stated limitation will be void.  Entries generated by script, macro or other automated means or by any means which subvert the entry process are void.  All entries become the property of the Participating Blog and will not be acknowledged or returned.

Drawing:  Potential winner(s) will be selected in a random drawing held during the SBLI #PayitFwdDay Twitter Party from all eligible entries received.  Odds of winning depend on the number of eligible entries received. Potential winner(s) will be notified by a tweet from  @SavingsBankLife during the Twitter Party and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, prize notification is returned as undeliverable, or a potential winner is not in compliance with these rules, prize will be forfeited and, at Sponsor’s discretion, an alternate winner selected.  If a potential winner is at least 18 but still considered a minor in his/her jurisdiction of residence, prize may be awarded in the name of his/her parent or legal guardian who will be responsible for fulfilling all requirements imposed on winner set forth herein.

Prize(S): The prize(s) and their approximate retail value(s) will be set forth during the Twitter Party.  Prizes are awarded “as is” with no warranty or guarantee, either express or implied. Prizes may not substituted, assigned or transferred or redeemed for cash, however the Sponsor reserves the right, at its sole discretion, to substitute a prize (or portion thereof) with one of comparable or greater value.  Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided.  All prize details are at Sponsor’s sole discretion. Limit one (1) prize per household.  

PUBLICITY GRANT: Each winner, by acceptance of prize, except where legally prohibited, grants permission for Sponsor and its designees to use his/her name, address (city and state), photograph, voice and/or other likeness and prize information for advertising, trade and promotional purposes without further compensation, in all media now known or hereafter discovered, worldwide in perpetuity, without notice or review or approval.

General Conditions: Released Parties (as defined below) are not responsible for lost, late, incomplete, inaccurate, stolen, misdirected, undelivered or garbled entries or email; or for lost, interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Sweepstakes, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prize(s) or in any Sweepstakes-related materials.  Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by site users, tampering, hacking, or by any equipment or programming associated with or utilized in the Sweepstakes.  Released Parties are not responsible for injury or damage to participants’ or to any other person’s computer related to or resulting from participating in this Sweepstakes or downloading materials from or use of the web site.  Persons who tamper with or abuse any aspect of the Sweepstakes or any website or blog or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void.  Sponsor reserves the right at its sole discretion to suspend, modify or terminate the Sweepstakes at any time and for any reason, including, but not limited to, should any portion of the Sweepstakes be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, and, if terminated, at its discretion, select the potential winner(s) from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by SBLI. Entrants, by participating, agree that SBLI, The Pay it Forward Foundation, Participating Bloggers, and their respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this Sweepstakes.  In the event of a dispute regarding entries received from multiple users having the same e-mail account, the authorized subscriber of the e-mail account at the time of entry will be deemed to be the entrant and must comply with these rules.  Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning e-mail addresses.

Winners’ LIST: The names of the winners will be announced by @SavingsBankLife during the Twitter party following the drawing.

Sponsor: The Savings Bank Life Insurance Company of Massachusetts, One Linscott Road, Woburn, MA 01801