Privacy Statement

Savings Bank Life Insurance ("SBLI") is committed to our customers, and committed to safeguarding your privacy. Here are our policies on collecting information, confidentiality and security, and information disclosure.

 

SBLI Holds a VeriSign SSL Certificate

This web site is secured using a VeriSign SSL Certificate. This ensures that all information you send to us via the World Wide Web will be encrypted. Please click on the VeriSign Trusted Seal which demonstrates our commitment to your security.

 

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Data We Collect and How we collect it

We collect your personal data to provide services and to help us meet your needs. The types of personal data we collect, and how we collect it, are set forth below.

Personal data includes any identifying information, such as:

  • Name, address, e-mail address, and telephone number;
  • Age, health, medical records, marital status, occupation, social security number, assets, income, and beneficiaries;
  • Claim history, policy coverage, policy payment history, and other account information; and
  • Credit standing, credit score, avocations, driving records, and personal characteristics.

We collect your personal data from:

  • You in person, by telephone, or over the Internet;
  • Forms you submit to us, such as applications, claim forms, or policy changes;
  • From consumer reporting agencies, the Medical Information Bureau, medical providers, other insurers and non-affiliated third parties; and
  • From others when verifying information, investigating claims or preventing fraud.

Information obtained from a report prepared by an insurance support organization may be retained by that organization. They may disclose such information to other parties.

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How We Use and Disclose Personal Data

Except as provided in this Notice, we do not share your personal data with anyone.

We do not sell or share your personal data with our Affiliated or Non-Affiliated Parties. We do not share your personal medical information with any other party. We do not sell your medical information to anyone. We do not disclose it for marketing purposes. We do not share your credit information with anyone. We do not sell your credit information to anyone.

We use or share your personal data to underwrite insurance, reinsurance, policy and claims administration and as otherwise required or authorized by applicable law and regulation.

We may share the personal data we collect without your consent with the following.

  • Insurance companies, insurance agents or brokers, or credit reporting agencies who:
    • service and maintain your policy; or
    • process your transactions.
  • Courts, or governmental, regulatory, and other administrative bodies when there is a lawful request;
  • Law enforcement to protect against fraud or unauthorized transactions;
  • Others with whom you ask that we share; and
  • As otherwise allowed by law.

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Information About Our Privacy Notice

This Notice is being given to you as required by federal and state laws. It is meant to inform you about the personal data that we collect. It also explains how we may share your data with our Affiliated and Non-Affiliated Parties.

We will only share your personal data as allowed by federal and state laws, and as permitted by this Notice. This Notice applies to both our current and former customers. Any rights you have in this Notice are not limited by our standard privacy notice.

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SSL Data Transmission

SSL (Secure Sockets Layer) is a protocol for transmitting private documents via the Internet. By utilizing 128-bit SSL (Global Server) IDs, we enable the world's strongest SSL encryption with both domestic and export versions of Microsoft® and Netscape® browsers. 128-bit SSL is the standard for large-scale online merchants, banks, brokerages, health care organizations, and insurance companies worldwide. Utilizing SSL helps to prevent unauthorized users from intercepting data, and from sending false information about you.

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Right to Access and Correct Information

You have a right to access your personal information that we collect. You may correct your personal information. To do so, contact us and request our Comprehensive Notice of Information Practices. You do not have the right to appeal any underwriting decision we make.

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Confidentiality and Security

We generally restrict employee access to non-public personal information about you to those employees who need the information to provide and administer products or services to you or for you. We maintain physical, electronic and procedural safeguards in compliance with federal and state laws and regulations to safeguard the privacy of your information.

Security remains the primary concern of on-line consumers. SBLI uses SSL security protocol to safeguard the information you provide during the Request Information process.

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Further Information

If you would like to know more about our privacy practices, please write to us at:

SBLI
P. O. Box 4048
Woburn, MA
01888-4048

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