When you apply for life insurance with SBLI, you'll be required to have a paramedic examination. The results from this examination help our underwriters determine your health status. Within a few days, you'll be contacted by a trained paramedic examiner who will give you specific instructions, such as whether or not you can eat or drink before the exam, and other details. This "paramedic" will come to a place that's convenient for you (your home, your office or other location) to conduct the paramedic examination.
During the exam, the paramedic will:
- Draw blood from your arm;
- Collect a urine sample;
- Determine your height and weight;
- Check your pulse and blood pressure;
- Depending on the amount of coverage you need, possibly complete an EKG (electrocardiogram)
The exact steps of your exam will depend upon your age, your past health history, family history and the amount of insurance that you're applying for.