SBLI Term Life Insurance
Seeking financial protection for your loved ones? Term Life Insurance is the easiest, most affordable way to provide it.
SBLI Term Life Insurance
Good to know:
- Flexible Term lengths: Ranging from 10-30 years.
- Accelerated Underwriting: If you are between the ages of 18-50 and seeking coverage amount up to $1,000,000, you may qualify for our accelerated underwriting process.
- Maximum Death Benefit: Our policies offer the highest level of death benefit protection at the lowest cost, ensuring your loved ones are well taken care of.
- Guaranteed Rates: Your rates remain unchanged throughout the selected term, providing stability and peace of mind.
- Convertibility: Unlike some term life policies, our coverage allows you to convert all or part of your policy to whole or universal life insurance without additional underwriting, at any point during the level term or up to age 70.
Term Life Insurance may be right for you if you are:
Looking to replace lost income due to an untimely death, ensuring that your financial obligations, such as mortgages, tuition, childcare, loans and more, are met.
What kind of life insurance is right for you?
SBLI TermA more complete process that may cost less. |
SBLI Simple TermA shorter path to coverage with fast and easy online application. |
||
|---|---|---|---|
| Age range | |||
| Age range | 18 – 74 years old | 18 – 55 years old | |
| Medical Exam | |||
| Medical Exam | Some applicants qualify for Accelerated Underwriting with no medical exam. Others may require a medical exam.1 | No medical exam required, just answer some quick questions. | |
| Coverage Amounts | |||
| Coverage Amounts | From $100,000 up to $5 million2 |
Up to $1 million for ages 18-50 Up to $500,000 for ages 51-55 |
|
| Term Lengths | |||
| Term Lengths | 10, 15, 20, 25 and 30 years3 | 10, 15, 20 years3 | |
| LegacyShield Included | |||
| LegacyShield Included | LegacyShield subscription included: A powerful digital tool that can help build and protect your legacy.4 | LegacyShield subscription included: A powerful digital tool that can help build and protect your legacy.4 | |
|
SBLI Term Life Insurance is right for me. |
I’m considering an SBLI Simple Term Life Insurance policy. |
||
|
Still not sure? Have a chat with one of our dedicated agents |
|||
What is included in a SBLI Term Life Insurance policy?
For more details, give our team a call at 800-650-4391.
LegacyShield
Give a legacy of memories with a digital vault.4
Helping our customers take care of the people they love is what we do best. Now, we’re happy to include a subscription to LegacyShield — a powerful digital tool that can help build and protect your legacy.
Already an SBLI policy holder? Sign up for access to LegacyShield today.
Accelerated Underwriting
The fast track to protecting the people you love.
Experience our Accelerated Underwriting process that prioritizes your insurance coverage, ensuring the security of your loved ones are protected.
If you’re healthy and between the ages 18-50, you can apply for insurance coverage up to $1 million or less without a medical exam. Insurance amounts above $1 million will be underwritten with a traditional paramedical exam.
SBLI Life Insurance Riders
Customize your life insurance policy for coverage that’s as unique as you are.
When it comes to life insurance coverage, one size doesn’t fit all. From Children’s Level Term to Accidental Death Benefit, our riders give you the added flexibility to tailor your policy.
Affordable peace of mind.
Term Life Insurance is a straightforward way to protect your loved ones. Choose your desired coverage amount and term length and relax knowing that your family is secure. Your premiums remain consistent throughout the selected term.
At the end of the term you select, you can keep the coverage until you are 85, although your rates will increase each year. If you want coverage for your entire life with level rates, you can convert your term policy into a whole life or universal life policy any time before the conversion expiration date. (Before the end of your term length or before the age of 70 for most policies).
Sample pricing: A 35-year old, non-smoking female could buy a $500,000 / 20 year Term policy for as low as $20.75/month5
Resources
Is your employer-provided life insurance coverage enough?
It’s important to keep in mind that it may not provide you with enough financial protection and may not be portable if you leave or change your job.
Life Insurance Coverage Calculator
Find out just how much coverage you need to keep your loved ones safe.
What our customers are saying
We encourage every customer to let us know how we’re doing through Trustpilot.
1 SBLI’s Accelerated Underwriting is available on SBLI Level Term Insurance, ages 18-50, for insurance amounts up to $1,000,000 or less. Insurance amounts above $1,000,000 are underwritten with a traditional paramedical exam.
2 Coverage amounts for SBLI Term Life Insurance from $100,000 up to $5 million. Higher amounts may be requested when contacting an agent.
3 Not all term lengths are available to all applicants. The term lengths available to you are determined by your age when you apply.
4 SBLI has partnered with LegacyShield to provide certain products at no cost. Additional LegacyShield products may also be available for purchase. Your relationship or agreements with LegacyShield are separate from your relationship or agreements with SBLI. The kits you may be receiving access to through LegacyShield are not intended to be legal, tax, or investment advice. You should consult your own legal, tax, or investment advisor regarding your personal situation. Products or Services offered under LegacyShield are not insurance and are subject to change. For more information, please contact SBLI at www.sbli.com or via telephone at 800-694-7254. LegacyShield is a subsidiary of SBLI.
5 This rate is for a female, age 35, best class, 20-Year term policy with a face amount of $500,000. Monthly premiums are available only when using SBLI’s Automatic Payment Plan. Rates vary by age, gender, health, and amount of insurance. SBLI Simple Term Life Insurance policy form series 20-P-SIT. SBLI Term Life Insurance policy form series B-56.
23-1051 10/23