Life Insurance Products
More than a piece of paper; life insurance is a promise of security and protection for the people you love — backed by over 115 years of financial strength.
SBLI Term Life Insurance
Term Life Insurance may be right for you if you are:
Interested in budget-friendly coverage to replace income lost due to a premature death, ensuring debts get paid and future goals are realized including: a home mortgage, tuition or childcare costs, student and auto loans, credit card balances and more.
SBLI Whole Life Insurance
Whole Life Insurance may be right for you if you are:
Interested in securing lifelong protection and leaving a legacy for the people you love, while building cash value over time, which can be borrowed¹ or used in other ways.²
SBLI Simple Term Life Insurance
SBLI Simple Term Life Insurance may be right for you if you are:
Interested in securing solid, budget-friendly protection for the people you love, quickly and easily.
Explore our features and options
For more details, give our team a call at 800-650-4391.
LegacyShield
Give a legacy of memories with a digital vault.²
Helping our customers take care of the people they love is what we do best. Now, we’re happy to include a subscription to LegacyShield — a powerful digital tool that can help build and protect your legacy.
Already an SBLI policy holder? Sign up for access to LegacyShield today.
Accelerated Underwriting
Faster than the speed of light.
As insurers, we follow specific guidelines to determine your eligibility for life insurance coverage. To qualify for our accelerated underwriting, you’ll need to meet certain eligibility criteria. We determine your eligibility based on your age, health history, and lifestyle choices. At SBLI, accelerated underwriting is available to individuals between the ages of 18 and 60.
Those between 18 and 50 can apply for term life insurance coverage amounts up to $1 million, while applicants between 51 and 60 can qualify for policies up to $500,000.4
If an application exceeds these limits, or if certain risk factors are present, the policy will go through traditional underwriting instead.
SBLI Life Insurance Riders
Customize your life insurance policy for coverage that’s as unique as you are.
When it comes to life insurance coverage, one size doesn’t fit all. From Children’s Level Term to Accidental Death Benefit, our riders give you the added flexibility to tailor your policy.
Resources
Types of life insurance
Which kind of life insurance is right for you? We’re here to help you make the right choice for protecting the people you love.
When Should I Get Life Insurance?
Life insurance was created to plan ahead for the unexpected, and hopefully, provide peace of mind for you and your loved ones.
What our customers are saying
We encourage every customer to let us know how we’re doing through Trustpilot.
1 Loans will reduce your net cash value and net death benefit and may be subject to interest charges. Unpaid loans are subject to ordinary income tax and, if taken prior to age 59 ½, a 10% federal tax penalty.
2 Withdrawals are subject to ordinary income tax and, if taken prior to age 59 ½, a 10% federal penalty.
3 SBLI has partnered with LegacyShield to provide certain products at no cost. Additional LegacyShield products may also be available for purchase. Your relationship or agreements with LegacyShield are separate from your relationship or agreements with SBLI. The kits you may be receiving access to through LegacyShield are not intended to be legal, tax, or investment advice. You should consult your own legal, tax, or investment advisor regarding your personal situation. LegacyShield is a subsidiary of SBLI. Products or Services offered under LegacyShield are not insurance and are subject to change. For more information, please contact SBLI at www.sbli.com or via telephone at 800-694-7254.
4Applications with coverage amounts up to $1,000,000 for ages 18–50 and up to $500,000 for ages 51–60 may be eligible for Accelerated Underwriting. If an application does not qualify or exceeds these limits, it will go through traditional underwriting.
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