SBLI Simple Term Life Insurance

When you need solid protection for the people you love, our SBLI Simple Term Life Insurance is the fastest way to get coverage the same day you apply online.

SBLI Simple Term Life Insurance

SBLI Simple Term Life Insurance may be right for you if you are:

  • Interested in applying online to get instant coverage.
  • Between the ages 18-55 years old and in good health.
  • Prefer to answer quick questions instead of having a medical exam.
  • Interested in coverage amounts of $1,000,000 or less.
  • Need Simple Term lengths available from 10-20 years and the payments remain the same during the entire term duration.

Apply now

What kind of life insurance is right for you?

SBLI Simple Term

A shorter path to coverage with fast and easy online application.

SBLI Term

A more complete process that may cost less.

Age range
Age range 18 – 55 years old 18 – 74 years old
Medical Exam
Medical Exam No medical exam required, just answer some quick questions. May require a medical exam for policies up to $1 million or less1
Coverage Amounts
Coverage Amounts Up to $1 million for ages 18-50
Up to $500,000 for ages 51-55
From $100,000 up to $10 million
Term Lengths
Term Lengths 10, 15 and 20 years2 10, 15, 20, 25 and 30 years2
LegacyShield Included
LegacyShield Included LegacyShield subscription included: A powerful digital tool that can help build and protect your legacy.3 LegacyShield subscription included: A powerful digital tool that can help build and protect your legacy.3

SBLI Simple Term life insurance is right for me.

Apply now

I’m considering an SBLI Term Life insurance policy.

Get a quote

Still not sure? Have a chat with one of our dedicated agents

Call 800-424-1945

What is included in a SBLI Simple Term Life Insurance policy?

LegacyShield

Give a legacy of memories with a digital vault.³

Helping our customers take care of the people they love is what we do best. Now, we’re happy to include a subscription to LegacyShield — a powerful digital tool that can help build and protect your legacy.

Already an SBLI policy holder? Sign up for access to LegacyShield today.

Explore LegacyShield »

Protect the people you love the same day you apply with SBLI Simple Term Life Insurance.

If you are under 55 and in good health, then SBLI Simple Term Life Insurance could be right for you. How much could it cost?

Honestly, SBLI Simple Term Life Insurance is straightforward. Simply choose how much protection you want and how long you want it for. You’ll receive an instant decision with our digital application and your policy will be delivered straight to your inbox in less than 10 minutes. Once the policy is in place, you can relax knowing the people you love are covered. It’s that simple.

Sample pricing: A 35-year old, non-smoking female could buy a $500,000 / 20 year Simplified policy for as low as $23.49/month4

Apply now

Resources

How Does Life Insurance Work?

Life insurance provides financial support for your loved ones after you die. Discover why a life insurance policy is more than a piece of paper; it’s a promise of security and protection for the people you love.

Learn More »

How much life insurance do I need?

When Should I Get Life Insurance?

Whether you’re getting married, buying a house or starting a family, explore key milestones that you may get you thinking about life insurance.

Learn More »

What our customers are saying

We encourage every customer to let us know how we’re doing through Trustpilot.

1 SBLI’s Accelerated Underwriting is available on SBLI Level Term Insurance, ages 18-50, for insurance amounts up to $1,000,000 or less. Insurance amounts above $1,000,000 are underwritten with a traditional paramedical exam.
2 Not all term lengths are available to all applicants. The term lengths available to you are determined by your age when you apply.
3 SBLI has partnered with LegacyShield to provide certain products at no cost. Additional LegacyShield products may also be available for purchase. Your relationship or agreements with LegacyShield are separate from your relationship or agreements with SBLI. The kits you may be receiving access to through LegacyShield are not intended to be legal, tax, or investment advice. You should consult your own legal, tax, or investment advisor regarding your personal situation. Products or Services offered under LegacyShield are not insurance and are subject to change. For more information, please contact SBLI at www.sbli.com or via telephone at 800-694-7254. LegacyShield is a subsidiary of SBLI.
4 This rate is for a female, age 35, best class, 20-Year term policy with a face amount of $500,000. Monthly premiums are available only when using SBLI’s Automatic Payment Plan. Rates vary by age, gender, health, and amount of insurance. SBLI Simple Term Life Insurance policy form series 20-P-SIT. SBLI Term Life Insurance policy form series B-56.

23-1007 9/23